Here Are Some Loan Products We Offer
Conventional/FHA/VA loan
For what? |
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Terms | 30 year fixed |
Rate | 3.5-5.5% depending on bond market, product, and credit of borrower |
LTV | FHA up to 96.5%, VA up to 100%, Conventional primary up to 97%, Conventional investment up to 85% |
States Available | AZ, CA, CO, FL, IL, MD, OR, TX, WA |
Minimum FICO | 580 |
Points Charged | 0-1 |
Documents Required |
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Hard Money Loans
For what? |
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Terms | Up to 12 months, interest only payments (options to extend) |
Rate | 8.5-11.5% (2 factors that drive rate are FICO score and experience level) |
LTV | 75-85% LTV on purchase, up to 100% of rehab funds We lend up to 70% of ARV so if finished value of the project is high enough, we cover up to 100% of the rehab funds |
States Available | All 50 |
Minimum FICO | 620 |
Points Charged | 3-5 |
Documents Required |
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Non QM Loans
For what? |
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Terms | 30 year loans ARM or fixed |
Rate | DiSCoveR Rate Sheet The Vault Rate Sheet |
LTV | Up to 95% |
States Available |
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Minimum FICO | 600 |
Points Charged | 2-3 |
Documents Required |
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